April 2026: Tokenization - Stablecoins Are Taking Over the Global Financial System

Stablecoins are no longer merely a crypto phenomenon. They are evolving into the monetary foundation of the emerging token economy—and thus into a systemically important component of the global financial architecture. With an adjusted monthly transaction volume of over $1.8 trillion by early 2026, they have impressively completed the transition from a niche topic to a relevant market factor.

What you really need to know about it 

Stablecoins bridge the critical gap between tokenized assets and digital settlement, effectively functioning as tokenized money. Their growing significance extends far beyond the crypto market: they are increasingly influencing money markets, payment systems, and treasury structures, thereby rapidly gaining widespread impact with enormous potential for scaling. Currently, around 97 percent of all stablecoins are U.S. dollar-denominated—with significant implications for dollar dominance, monetary policy, and geopolitical power shifts. Stablecoins are also becoming a strategic lever from a regulatory perspective: While Europe is focusing on control and stability with MiCAR, the U.S. is increasingly positioning dollar-based stablecoins as a geopolitical instrument.

Relevance for Investors

For financial market participants and investors, this development sends a clear signal: when it comes to stablecoins, this is not a short-term technological trend, but rather a fundamental shift in the financial system—with far-reaching implications for payment systems, capital markets, and financial intermediaries. The central question is therefore no longer whether stablecoins will continue to gain traction, but how quickly this will happen—and what opportunities and risks can be expected.

A new study by the FERI Cognitive Finance Institute will soon provide in-depth analysis on this topic. Stay tuned.